MetLife is a leading provider of insurance services with operations spread across the United States, Latin America, Asia Pacific, Europe and Middle East regions. It offers life insurance, non-medical health insurance (disability, long-term care, dental), retirement products (fixed/variable annuities), property and casualty insurance (auto, home insurance) to individuals, groups, and institutions.
MetLife's U.S. Segment: This is the company's largest segment in terms of revenue, and provides insurance coverage to both businesses and individuals. It can be divided into three units:
Group Benefits – offers solutions such as term, variable, and universal life insurance, disability coverage, and dental solutions
Retirement & Income Solutions – includes pension risk transfers, and stable value products
Property & Casualty – offers solutions for automobile, property, and small businesses
Furthermore, the company invests insurance premiums collected across all its insurance products in assets such as bonds, equities, and mortgages.